NOW is the right time: Start a business as a pensioner

January 2024
It is not for nothing that in our society of long lives, retirement often becomes the proverbial state of unrest. And given the background of many years of professional experience, in-depth market and target group knowledge, with strong core competencies and new ideas, what is more exciting than becoming self-employed at an older age and setting up a business full-time or part-time?

There are many options open to you: For example, you can work as a freelancer on a fee basis, register a small business, carry out orders as a self-employed person or lay the foundation for a new or joint company with other founders. No matter which form of founding you choose: There is no obligation to have pension insurance; only social security contributions are due for health and nursing care insurance. Another way to benefit from your pensioner status: In the best case scenario, no outside start-up capital is required or the bank is willing to support you with a loan due to the “safe” pension. In addition, as a self-employed pensioner you can generate additional income without restrictions and are not subject to accounting requirements.

Getting started in old age? Then you definitely shouldn't miss the free START Rhein-Neckar event on October 10, 2024 at the University of Economics and Society in Ludwigshafen. Here, anyone interested in starting a business can ask their questions about self-employment and starting a business to experts from chambers of commerce and crafts, economic development agencies and banks in the region, deepen their own knowledge in workshops and exchange ideas and network with other founders.